Which coverage form is used for protecting commercial buildings?

The Building and Personal Property Coverage Form is specifically designed to protect commercial buildings and their contents. This form is essential for businesses as it provides coverage for the physical structure of the building itself and any personal property owned by the business that is located on the premises. This can include equipment, inventory, and fixtures.

This coverage addresses various risks such as fire, theft, and certain types of water damage, making it a comprehensive option for businesses looking to safeguard their physical assets. It ensures that in the event of damage or loss, the business can recover and continue operations without a significant financial burden.

Other coverage forms listed do not provide the specific protection required for commercial buildings. Homeowners Coverage Form is tailored for residential properties and personal belongings, while Auto Insurance Coverage Form deals exclusively with vehicles. Business General Liability Coverage Form focuses on liability protection rather than property coverage. Therefore, the Building and Personal Property Coverage Form is the most suitable choice for protecting commercial properties.