Under Section 1 of a homeowners policy, which of the following is NOT covered?

In a homeowners insurance policy, Section 1 typically covers various types of property-related risks. This section addresses coverage for personal property, other structures on the property, and loss of use, which provides compensation if the home becomes uninhabitable due to a covered loss.

Medical payments, on the other hand, are usually covered under Section 2 of a homeowners policy, which deals with liability. This section pertains to expenses incurred for medical treatment of injuries to guests or other third parties that occur on the property, rather than damages related to the home or personal belongings.

Therefore, medical payments are excluded from the protections outlined in Section 1, making it the correct answer for what is NOT covered under that specific section. This distinction is crucial for homeowners to understand, as it affects how they view their coverage and the benefits available in the event of an incident.